Financial Resolution Foundation

Changing lives through financial empowerment

OUR MOTIVATION

Changing lives through financial empowerment

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As per the last census, 58% of children between 12 and 18 years old live in

poverty in South Florida.

74% of South Florida residents cannot afford to buy home.
The Real Estate value of South Florida is strongly impacted by the investment of foreign nationals who target lower price’s homes, which are precisely what the lower income families can afford. Since the inventors  pay cash, these families are left in total disadvantage.
A very large percentage of the population of this area are immigrants. Even though they have a higher level of education, they don’t know the financial and credit system of the US. They have assumptions that are frequently wrong.

OUR APPROACH

OWNING A HOME

OBTAINING CREDIT

INVESTING

SETTING UP A MICRO BUSINESS

CONVERTING A COMPANY TO WORKERS OWN

OUR SOLUTIONS

We developed a set of educational programs that are practical, simplified and customized to the target market.
The family or the business advances through the  classes as they progress in their financial management.
We monitor and  support the family and/or business until they achieve their milestones, so that they can have a fair chance. Education is an ongoing process. Its not easy to implement what they learn in a few days.

About us

Patricia Tovar is the Director of Financial Resolution Foundation. Patricia was a Mortgage business owner for more than 15 years. She published “ The Mortgage Manual” and became a consultant for Mortgage Companies. After the Real Estate bubble crisis, she went into the loan modification business, and help more than 3,000 families to save their homes.

Construction Financing Division